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A point in our favour if you’re considering remortgaging, equity release, or a transfer of equity is the fact that we’re on the panel for the majority of high street lenders. When the consent of your lender is required, this is a key advantage.
Ending a marriage, civil partnership or long term relationship is always a big step, and never an easy decision. Although it may be for the best, this is still one of the most emotional, unsettling moments in your life and the right support is essential.
Frequently referred to as a Living Will, an Advance Decision is a written statement indicating that in the event of a terminal illness, mental incapacity or permanent unconsciousness, you do not wish to be kept alive by artificial means or have your life prolonged by certain medical treatment.
Whatever the size of the estate, there is always the possibility of complex, emotional and drawn out disputes regarding Wills. Equally, where a Will hasn’t been made, the laws of intestacy may fail to protect the family of the deceased. Whatever your situation, we’re here for you.
In an ideal world, when someone you care for becomes incapable of managing their own affairs they will have a Lasting Power of Attorney in place. If they don’t, an application needs to be made to the Court of Protection to appoint a Deputy to handle that individual’s property and financial concerns.
When you pass away, you want to leave your loved ones as much of your wealth as possible. However, with Inheritance Tax (IHT) charged at 40% on estates worth more than £325,000, IHT can take a significant slice out of anything you wish to bequeath family and friends.
Have you considered what might happen if accident, illness or old age left you incapable of making decisions, and you didn’t have Lasting Powers of Attorney (LPAs) in place? The answer is that someone would have to apply to the Court of Protection to be allowed to mange your assets on your behalf.
The good news is that most of us are living longer. The less welcome news is that these extra years can cost us more in terms of paying for care, potentially leaving our children with little or no inheritance. Even when leaving an inheritance isn’t the number one priority, protecting your independence, dignity and self-respect is surely high on the agenda.
Making a Will is something many of us put off, continually pushing it to the back of our minds because we’d rather not think about what’s going to happen when we die. Which is understandable. However a Will is the single most important legacy you can leave your loved ones.
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22 August 2017
Lasting Powers of Attorney: A response to Judge Denzil Lush
Former Court of Protection judge Denzil Lush has vowed that he would never sign a Lasting Power of Attorney (LPA) himself due to the “devastating effect” it can have on families, which is in clear conflict to the advice given by Steeles Law and others in the legal profession.
9 August 2017
Divorce and unreasonable behaviour – Time to change the law
In order to apply for a divorce in England and Wales, there is only one ground, and that is irretrievable breakdown of the marriage.
27 July 2017
Judge writes personal letter to child explaining his judgment
An unusual family law case has been reported in the press today. Having made his decision as to which parent a child should live with, a judge has handed details of this decision to the child in question by letter.
11 May 2017
Promissory notes, personal representatives and probate
What happens when the deceased owed, or was owed, money? Our wills, probate & tax team explains.
5 May 2017
Wills and LPAs: Why the “DIY” approach might cost you in the long run
The team at Steeles Law was pleased to note coverage in today's Eastern Daily Press, in which well-known television presenter and founder of MoneySavingExpert.com Martin Lewis advised that every adult should look at getting a Lasting Power of Attorney (LPA).
11 September 2017
Inheritance tax – a voluntary tax? – Tuesday 10 October 2017
Inheritance tax (IHT) and planning for later life are important considerations when making financial decisions for you and the people you care about. Early planning now can help you reduce inheritance tax liabilities in the future.
24 August 2017
Sporting Predictions Leaderboard
The results from month 4 have certainly changed the leaderboard...
19 June 2015
FREE Family Legal Advice Consultations in Diss
Do you really know your rights when your relationship breaks down?